US vs. Philippines: Care Cost Comparator
The hardest eldercare decision in a Fil-Am family usually isn't medical — it's geographic. Care for a parent near you in the US, or care for them well at home in the Philippines? This comparator puts the two options side by side with editable numbers: plug in real quotes from US facilities you've toured, set up the Philippine care team that matches your parent's needs, and see the honest monthly and annual difference.
The Philippine side uses the same engine as our Caregiver Cost Calculator — proper salaries, benefits, and 13th-month pay included, not the too-good-to-be-true numbers.
🇺🇸 Care in the US
Selected US cost
$6,700 / month
🇵🇭 Home care in the Philippines
All-in estimate (salaries + benefits + 13th month)
$978–$1,395 / month
₱56,733–₱80,900 at ₱58/$
Estimated savings
$66,162 per year
≈ $5,514/month less than memory care facility in the US — using the midpoint of the Philippine estimate.
Estimates for family budgeting, not quotes. US defaults are editable — replace them with real quotes from facilities you're considering. Philippine assumptions as of 2026-08; see the Caregiver Cost Calculator for the full breakdown.
Money is only one column
The savings are usually dramatic — but the decision has columns no calculator holds: who supervises the care team, how good the nearby hospital is, and where your parent actually wants to grow old. Start with the full cost comparison guide for the honest version of both sides.