Caregiver Cost Calculator
What does it really cost to hire a caregiver for Mom or Dad in the Philippines? Not the salary figure your cousin mentioned — the all-in monthly number: salary at fair market rates for the city, food and board for live-in arrangements, the employer's share of SSS, PhilHealth, and Pag-IBIG, and the 13th-month pay that arrives every December whether you budgeted for it or not.
This calculator gives you that number, as a range, for Metro Manila, Cebu, Davao, and provincial settings — from a companion who cooks and keeps company, to a full 24/7 dementia-care team working in shifts.
Bathing, dressing, transfers, toileting — hands-on daily care.
Estimated monthly cost
₱23,533 – ₱34,408
≈ $406 – $593 / month (at ₱58/$, 2026-08)
| Line item | Low | High |
|---|---|---|
| Caregiver salary (1 × Metro Manila rate) | ₱16,000 | ₱25,000 |
| Food & board (live-in) | ₱4,000 | ₱4,000 |
| SSS — employer share | ₱1,600 | ₱2,500 |
| PhilHealth — employer share | ₱400 | ₱625 |
| Pag-IBIG — employer share | ₱200 | ₱200 |
| 13th month pay (monthly accrual) | ₱1,333 | ₱2,083 |
| Total per month | ₱23,533 | ₱34,408 |
Estimates for budgeting, not quotes — salaries vary by experience and agency. Includes the statutory employer shares (SSS, PhilHealth, Pag-IBIG) and 13th-month accrual of a properly employed caregiver. Assumptions as of 2026-08.
How to use this number
Treat the range as your negotiation and planning corridor: experienced, TESDA-certified caregivers and agency hires sit near the top; a family helper you train up into the role starts lower. Whatever you settle on, employ properly — the benefits lines in the breakdown are what keep a good caregiver for years and keep your family on the right side of the Domestic Workers Act. For the full picture of what care setups cost at each stage, read What Dementia Care Actually Costs.