Puhunan: Funding a Relative's Small Business Without Funding Its Failure
How to fund a relative's small business so it can end the need for help: the three tests, the Philippine programs nobody uses, and what to agree before the first peso.
Money Home
Remittances, family support, and pensions — without the guilt or the guesswork.
Smarter ways to send money to the Philippines, structure ongoing support for elderly parents, and understand pensions and benefits on both sides of the ocean.
Can You Claim Your Parents in the Philippines on Your US Taxes?
The honest answer for most families is no — and knowing why saves you from an amended return. Who actually qualifies, the four IRS tests, and what to do instead.
The Sibling Money Talk: Splitting Parents' Care Without Splitting the Family
How to split parents' care among siblings without splitting the family: the conversation, the numbers, the written agreement, and what to do when one sibling won't pay.
Sustainable Support: How to Keep Sending Without Burning Out
The padala math nobody teaches: finding the amount you can send for years, saying no without abandoning anyone, and handling the asks beyond the monthly support — with scripts.
How to Financially Support Elderly Parents in the Philippines
A sustainable system for supporting aging parents from abroad — realistic budgets, sibling cost-sharing, PhilHealth and SSS, and boundaries that keep love intact.
Cheapest Ways to Send Money to the Philippines in 2026
Fees are only half the story — the FX margin is where remittance services quietly take their cut. How to compare Wise, Remitly, Xoom, and Western Union honestly.
Tools for this
Free calculators that turn these decisions into numbers.
Peso Watch
The rate, Philippine inflation, and your padala’s real buying power — updated weekly.
Open →Remittance Fee Comparator
Who really delivers the most pesos once the hidden exchange-rate margin is counted.
Open →Padala Log
What you actually sent, what actually arrived, and what the rate cost you this year.
Open →Balikbayan Box Checker
The ₱150,000 yearly ceiling, the three-shipment cap, and who actually qualifies.
Open →Wise vs. Remitly
Head-to-head at $200, $500, and $1,000 — and what the difference costs per year.
Open →Caregiver Cost Calculator
If part of your monthly support pays for care, budget it honestly.
Open →The Puhunan Agreement
Printable: the one page to fill in together before sending capital for a relative’s business.
Open →